Call reports 2025
DEAN CO-OPERATIVE BANK — 2025
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 477,031,000 | 481,466,000 | 479,371,000 | 489,208,000 |
| Total loans | 338,409,000 | 344,752,000 | 342,067,000 | 346,918,000 |
| Allowance for loan losses | 3,216,000 | 3,216,000 | 3,217,000 | 3,202,000 |
| Securities available for sale | 107,398,000 | 104,567,000 | 105,630,000 | 104,836,000 |
| Securities held to maturity | 2,594,000 | 2,594,000 | 2,593,000 | 2,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,602,000 | 414,912,000 | 409,205,000 | 419,164,000 |
| Interest-bearing deposits | 280,668,000 | 288,090,000 | 285,285,000 | 289,785,000 |
| Noninterest-bearing deposits | 126,934,000 | 126,822,000 | 123,920,000 | 129,379,000 |
| Equity capital | 29,440,000 | 29,569,000 | 31,719,000 | 32,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,888,000 | 9,928,000 | 15,048,000 | 20,276,000 |
| Interest expense | 1,692,000 | 3,413,000 | 5,104,000 | 6,793,000 |
| Net interest income | 3,196,000 | 6,515,000 | 9,944,000 | 13,483,000 |
| Noninterest income | 731,000 | 1,520,000 | 2,407,000 | 3,239,000 |
| Noninterest expense | 3,601,000 | 7,336,000 | 11,140,000 | 14,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 699,000 | 1,211,000 | 1,768,000 |
| Income tax | 59,000 | 130,000 | 240,000 | 363,000 |
| Net income | 267,000 | 569,000 | 971,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,978,000 | 39,280,000 | 39,682,000 | 40,116,000 |
| Total capital | 42,213,000 | 42,516,000 | 42,919,000 | 43,337,000 |
| Risk-weighted assets | 297,463,000 | 299,587,000 | 298,408,000 | 301,825,000 |