Call reports 2024
DEAN CO-OPERATIVE BANK — 2024
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 461,601,000 | 461,438,000 | 471,025,000 | 474,932,000 |
| Total loans | 322,937,000 | 323,380,000 | 324,194,000 | 332,768,000 |
| Allowance for loan losses | 3,218,000 | 3,217,000 | 3,217,000 | 3,217,000 |
| Securities available for sale | 105,366,000 | 104,514,000 | 106,142,000 | 104,312,000 |
| Securities held to maturity | 2,602,000 | 2,599,000 | 2,597,000 | 2,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,423,000 | 400,483,000 | 398,330,000 | 398,310,000 |
| Interest-bearing deposits | 268,223,000 | 273,622,000 | 273,535,000 | 265,601,000 |
| Noninterest-bearing deposits | 127,200,000 | 126,861,000 | 124,795,000 | 132,709,000 |
| Equity capital | 26,386,000 | 27,056,000 | 30,185,000 | 27,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,486,000 | 9,056,000 | 13,698,000 | 18,535,000 |
| Interest expense | 1,563,000 | 3,216,000 | 4,963,000 | 6,792,000 |
| Net interest income | 2,923,000 | 5,840,000 | 8,735,000 | 11,743,000 |
| Noninterest income | 727,000 | 1,536,000 | 2,355,000 | 3,148,000 |
| Noninterest expense | 3,591,000 | 7,197,000 | 10,768,000 | 14,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 179,000 | 322,000 | 525,000 |
| Income tax | -15,000 | -12,000 | -2,000 | 21,000 |
| Net income | 74,000 | 191,000 | 324,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,281,000 | 38,398,000 | 38,531,000 | 38,711,000 |
| Total capital | 41,519,000 | 41,635,000 | 41,768,000 | 41,948,000 |
| Risk-weighted assets | 286,987,000 | 285,389,000 | 285,503,000 | 294,006,000 |