Call reports 2023
DEAN CO-OPERATIVE BANK — 2023
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 444,389,000 | 453,243,000 | 450,375,000 | 461,893,000 |
| Total loans | 302,839,000 | 310,196,000 | 313,538,000 | 323,460,000 |
| Allowance for loan losses | 3,220,000 | 3,220,000 | 3,220,000 | 3,218,000 |
| Securities available for sale | 113,719,000 | 109,042,000 | 105,139,000 | 107,545,000 |
| Securities held to maturity | 2,612,000 | 2,609,000 | 2,607,000 | 2,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,558,000 | 397,914,000 | 391,253,000 | 397,793,000 |
| Interest-bearing deposits | 267,315,000 | 264,712,000 | 262,576,000 | 272,911,000 |
| Noninterest-bearing deposits | 131,243,000 | 133,202,000 | 128,677,000 | 124,882,000 |
| Equity capital | 27,107,000 | 25,777,000 | 23,759,000 | 27,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,835,000 | 7,825,000 | 12,041,000 | 16,463,000 |
| Interest expense | 630,000 | 1,599,000 | 2,768,000 | 4,200,000 |
| Net interest income | 3,205,000 | 6,226,000 | 9,273,000 | 12,263,000 |
| Noninterest income | 677,000 | 1,392,000 | 2,156,000 | 2,906,000 |
| Noninterest expense | 3,463,000 | 6,838,000 | 10,310,000 | 13,904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 780,000 | 1,119,000 | 1,265,000 |
| Income tax | 86,000 | 164,000 | 223,000 | 234,000 |
| Net income | 333,000 | 616,000 | 896,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,509,000 | 37,792,000 | 38,072,000 | 38,207,000 |
| Total capital | 40,749,000 | 41,032,000 | 41,312,000 | 41,444,000 |
| Risk-weighted assets | 272,305,000 | 279,939,000 | 279,696,000 | 285,712,000 |