Call reports 2022
DEAN CO-OPERATIVE BANK — 2022
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 446,587,000 | 445,829,000 | 436,642,000 | 439,231,000 |
| Total loans | 288,435,000 | 289,078,000 | 294,469,000 | 300,892,000 |
| Allowance for loan losses | 3,224,000 | 3,224,000 | 3,224,000 | 3,266,000 |
| Securities available for sale | 110,449,000 | 115,039,000 | 110,512,000 | 110,711,000 |
| Securities held to maturity | 3,621,000 | 3,619,000 | 2,616,000 | 2,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,901,000 | 415,613,000 | 403,326,000 | 396,988,000 |
| Interest-bearing deposits | 269,873,000 | 269,301,000 | 266,638,000 | 263,329,000 |
| Noninterest-bearing deposits | 143,028,000 | 146,312,000 | 136,688,000 | 133,659,000 |
| Equity capital | 29,667,000 | 25,918,000 | 24,249,000 | 24,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,486,000 | 6,790,000 | 10,274,000 | 13,967,000 |
| Interest expense | 111,000 | 223,000 | 359,000 | 628,000 |
| Net interest income | 3,375,000 | 6,567,000 | 9,915,000 | 13,339,000 |
| Noninterest income | 782,000 | 1,483,000 | 3,192,000 | 3,908,000 |
| Noninterest expense | 3,236,000 | 6,441,000 | 9,740,000 | 13,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 921,000 | 1,609,000 | 3,367,000 | 4,014,000 |
| Income tax | 231,000 | 392,000 | 856,000 | 1,007,000 |
| Net income | 690,000 | 1,217,000 | 2,511,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,859,000 | 35,386,000 | 36,680,000 | 37,176,000 |
| Total capital | 38,034,000 | 38,630,000 | 39,924,000 | 40,462,000 |
| Risk-weighted assets | 253,931,000 | 260,447,000 | 270,834,000 | 271,879,000 |