Call reports 2021
DEAN CO-OPERATIVE BANK — 2021
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 410,782,000 | 426,100,000 | 424,759,000 | 438,140,000 |
| Total loans | 292,723,000 | 292,282,000 | 297,081,000 | 290,816,000 |
| Allowance for loan losses | 3,083,000 | 3,223,000 | 3,223,000 | 3,223,000 |
| Securities available for sale | 53,367,000 | 68,172,000 | 87,384,000 | 94,754,000 |
| Securities held to maturity | 4,032,000 | 3,629,000 | 3,627,000 | 3,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,684,000 | 388,283,000 | 384,717,000 | 400,367,000 |
| Interest-bearing deposits | 247,155,000 | 257,556,000 | 256,908,000 | 265,983,000 |
| Noninterest-bearing deposits | 126,529,000 | 130,727,000 | 127,809,000 | 134,384,000 |
| Equity capital | 32,870,000 | 33,408,000 | 33,819,000 | 33,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,173,000 | 6,373,000 | 9,432,000 | 12,556,000 |
| Interest expense | 172,000 | 337,000 | 493,000 | 611,000 |
| Net interest income | 3,001,000 | 6,036,000 | 8,939,000 | 11,945,000 |
| Noninterest income | 926,000 | 1,884,000 | 2,808,000 | 3,674,000 |
| Noninterest expense | 3,013,000 | 6,335,000 | 9,356,000 | 12,658,000 |
| Provision for loan losses | 100,000 | 130,000 | 130,000 | 130,000 |
| Pretax income | 814,000 | 1,455,000 | 2,261,000 | 2,831,000 |
| Income tax | 201,000 | 351,000 | 549,000 | 681,000 |
| Net income | 613,000 | 1,104,000 | 1,712,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,632,000 | 33,124,000 | 33,731,000 | 34,169,000 |
| Total capital | 35,510,000 | 36,134,000 | 36,793,000 | 37,293,000 |
| Risk-weighted assets | 229,984,000 | 240,588,000 | 244,748,000 | 249,789,000 |