Call reports 2020
DEAN CO-OPERATIVE BANK — 2020
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 351,681,000 | 369,072,000 | 368,646,000 | 390,480,000 |
| Total loans | 269,168,000 | 277,746,000 | 273,839,000 | 283,102,000 |
| Allowance for loan losses | 2,589,000 | 2,797,000 | 2,941,000 | 2,983,000 |
| Securities available for sale | 49,865,000 | 45,144,000 | 42,594,000 | 43,634,000 |
| Securities held to maturity | 4,046,000 | 4,043,000 | 4,039,000 | 4,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,478,000 | 332,964,000 | 331,680,000 | 353,782,000 |
| Interest-bearing deposits | 212,178,000 | 223,558,000 | 226,448,000 | 240,820,000 |
| Noninterest-bearing deposits | 88,300,000 | 109,406,000 | 105,232,000 | 112,962,000 |
| Equity capital | 30,605,000 | 31,552,000 | 32,544,000 | 32,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,331,000 | 6,562,000 | 9,722,000 | 12,795,000 |
| Interest expense | 437,000 | 732,000 | 956,000 | 1,152,000 |
| Net interest income | 2,894,000 | 5,830,000 | 8,766,000 | 11,643,000 |
| Noninterest income | 774,000 | 1,961,000 | 3,346,000 | 4,223,000 |
| Noninterest expense | 2,864,000 | 5,887,000 | 8,757,000 | 11,849,000 |
| Provision for loan losses | 150,000 | 356,000 | 506,000 | 656,000 |
| Pretax income | 677,000 | 1,581,000 | 2,882,000 | 3,397,000 |
| Income tax | 156,000 | 370,000 | 704,000 | 816,000 |
| Net income | 521,000 | 1,211,000 | 2,178,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,959,000 | 30,649,000 | 31,616,000 | 32,019,000 |
| Total capital | 32,568,000 | 33,329,000 | 34,366,000 | 34,903,000 |
| Risk-weighted assets | 232,459,000 | 214,280,000 | 219,771,000 | 230,612,000 |