Call reports 2019
DEAN CO-OPERATIVE BANK — 2019
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 325,377,000 | 327,519,000 | 331,362,000 | 342,822,000 |
| Total loans | 245,091,000 | 249,805,000 | 254,737,000 | 266,552,000 |
| Allowance for loan losses | 2,460,000 | 2,498,000 | 2,379,000 | 2,409,000 |
| Securities available for sale | 48,708,000 | 50,296,000 | 48,876,000 | 48,972,000 |
| Securities held to maturity | 5,311,000 | 4,621,000 | 4,053,000 | 4,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,349,000 | 283,352,000 | 279,598,000 | 286,719,000 |
| Interest-bearing deposits | 196,060,000 | 203,617,000 | 201,827,000 | 205,615,000 |
| Noninterest-bearing deposits | 80,289,000 | 79,735,000 | 77,771,000 | 81,104,000 |
| Equity capital | 27,738,000 | 28,778,000 | 29,397,000 | 29,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,072,000 | 6,199,000 | 9,348,000 | 12,531,000 |
| Interest expense | 489,000 | 853,000 | 1,315,000 | 1,776,000 |
| Net interest income | 2,583,000 | 5,346,000 | 8,033,000 | 10,755,000 |
| Noninterest income | 654,000 | 1,371,000 | 2,154,000 | 3,091,000 |
| Noninterest expense | 2,641,000 | 5,451,000 | 8,219,000 | 11,246,000 |
| Provision for loan losses | 46,000 | 81,000 | 111,000 | 141,000 |
| Pretax income | 550,000 | 1,189,000 | 1,857,000 | 2,473,000 |
| Income tax | 66,000 | 261,000 | 401,000 | 550,000 |
| Net income | 484,000 | 928,000 | 1,456,000 | 1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,999,000 | 28,443,000 | 28,971,000 | 29,438,000 |
| Total capital | 30,474,000 | 30,961,000 | 31,370,000 | 31,867,000 |
| Risk-weighted assets | 200,912,000 | 209,659,000 | 209,729,000 | 217,235,000 |