Call reports 2018
DEAN CO-OPERATIVE BANK — 2018
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,662,000 | 305,046,000 | 314,316,000 | 317,254,000 |
| Total loans | 217,302,000 | 225,791,000 | 235,201,000 | 241,859,000 |
| Allowance for loan losses | 2,416,000 | 2,416,000 | 2,417,000 | 2,414,000 |
| Securities available for sale | 49,170,000 | 49,183,000 | 46,188,000 | 47,397,000 |
| Securities held to maturity | 5,466,000 | 5,462,000 | 5,459,000 | 5,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,044,000 | 260,027,000 | 266,615,000 | 265,459,000 |
| Interest-bearing deposits | 188,950,000 | 186,886,000 | 191,382,000 | 191,721,000 |
| Noninterest-bearing deposits | 73,094,000 | 73,141,000 | 75,233,000 | 73,738,000 |
| Equity capital | 25,576,000 | 25,832,000 | 26,063,000 | 27,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,299,000 | 8,098,000 | 11,059,000 |
| Interest expense | 209,000 | 444,000 | 726,000 | 1,090,000 |
| Net interest income | 2,381,000 | 4,855,000 | 7,372,000 | 9,969,000 |
| Noninterest income | 643,000 | 1,347,000 | 2,044,000 | 2,711,000 |
| Noninterest expense | 2,567,000 | 5,328,000 | 7,911,000 | 10,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 891,000 | 1,522,000 | 1,992,000 |
| Income tax | 99,000 | 169,000 | 309,000 | 404,000 |
| Net income | 358,000 | 722,000 | 1,213,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,285,000 | 26,649,000 | 27,140,000 | 27,515,000 |
| Total capital | 28,618,000 | 29,054,000 | 29,572,000 | 29,944,000 |
| Risk-weighted assets | 186,592,000 | 192,391,000 | 196,204,000 | 199,044,000 |