Call reports 2017
DEAN CO-OPERATIVE BANK — 2017
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 284,115,000 | 290,483,000 | 293,010,000 | 296,613,000 |
| Total loans | 204,807,000 | 207,591,000 | 212,845,000 | 216,101,000 |
| Allowance for loan losses | 2,411,000 | 2,411,000 | 2,411,000 | 2,416,000 |
| Securities available for sale | 48,586,000 | 49,424,000 | 50,100,000 | 49,835,000 |
| Securities held to maturity | 4,192,000 | 5,478,000 | 5,474,000 | 5,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,637,000 | 252,812,000 | 252,567,000 | 254,799,000 |
| Interest-bearing deposits | 182,058,000 | 183,191,000 | 182,125,000 | 183,133,000 |
| Noninterest-bearing deposits | 68,579,000 | 69,621,000 | 70,442,000 | 71,666,000 |
| Equity capital | 25,125,000 | 25,652,000 | 25,925,000 | 25,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,752,000 | 7,223,000 | 9,811,000 |
| Interest expense | 156,000 | 327,000 | 509,000 | 713,000 |
| Net interest income | 2,182,000 | 4,425,000 | 6,714,000 | 9,098,000 |
| Noninterest income | 606,000 | 1,275,000 | 1,965,000 | 2,624,000 |
| Noninterest expense | 2,407,000 | 4,940,000 | 7,405,000 | 9,877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 760,000 | 1,274,000 | 1,845,000 |
| Income tax | 100,000 | 194,000 | 341,000 | 800,000 |
| Net income | 281,000 | 566,000 | 933,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,147,000 | 25,435,000 | 25,802,000 | 25,914,000 |
| Total capital | 27,331,000 | 27,623,000 | 28,050,000 | 28,171,000 |
| Risk-weighted assets | 174,472,000 | 174,776,000 | 179,738,000 | 180,620,000 |