Call reports 2011
DEAN CO-OPERATIVE BANK — 2011
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 219,396,000 | 219,594,000 | 217,668,000 | 223,093,000 |
| Total loans | 158,738,000 | 154,559,000 | 153,823,000 | 161,627,000 |
| Allowance for loan losses | 2,121,000 | 2,111,000 | 2,098,000 | 2,123,000 |
| Securities available for sale | 37,746,000 | 37,910,000 | 44,524,000 | 42,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,880,000 | 183,503,000 | 185,608,000 | 183,838,000 |
| Interest-bearing deposits | 151,390,000 | 148,095,000 | 150,346,000 | 145,348,000 |
| Noninterest-bearing deposits | 34,490,000 | 35,408,000 | 35,262,000 | 38,490,000 |
| Equity capital | 18,053,000 | 18,554,000 | 19,165,000 | 19,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,697,000 | 7,016,000 | 9,323,000 |
| Interest expense | 480,000 | 899,000 | 1,274,000 | 1,615,000 |
| Net interest income | 1,856,000 | 3,798,000 | 5,742,000 | 7,708,000 |
| Noninterest income | 609,000 | 1,178,000 | 1,783,000 | 2,250,000 |
| Noninterest expense | 2,001,000 | 4,131,000 | 6,088,000 | 8,034,000 |
| Provision for loan losses | 265,000 | 475,000 | 625,000 | 750,000 |
| Pretax income | 267,000 | 434,000 | 876,000 | 1,238,000 |
| Income tax | 63,000 | 76,000 | 211,000 | 302,000 |
| Net income | 204,000 | 358,000 | 665,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,741,000 | 17,901,000 | 18,213,000 | 18,486,000 |
| Total capital | 19,500,000 | 19,621,000 | 19,949,000 | 20,220,000 |
| Risk-weighted assets | 140,367,000 | 137,214,000 | 138,473,000 | 138,278,000 |