Call reports 2001
DEAN CO-OPERATIVE BANK — 2001
What DEAN CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,815,000 | 127,984,000 | 132,818,000 | 133,628,000 |
| Total loans | 91,118,000 | 93,859,000 | 99,369,000 | 98,955,000 |
| Allowance for loan losses | 777,000 | 793,000 | 839,000 | 843,000 |
| Securities available for sale | 6,295,000 | 5,735,000 | 5,852,000 | 5,281,000 |
| Securities held to maturity | 15,593,000 | 15,586,000 | 15,579,000 | 15,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,955,000 | 111,798,000 | 115,560,000 | 116,211,000 |
| Interest-bearing deposits | 90,377,000 | 92,240,000 | 94,237,000 | 96,801,000 |
| Noninterest-bearing deposits | 17,578,000 | 19,558,000 | 21,323,000 | 19,410,000 |
| Equity capital | 9,466,000 | 9,757,000 | 10,129,000 | 10,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,296,000 | 6,493,000 | 8,703,000 |
| Interest expense | 828,000 | 1,693,000 | 2,511,000 | 3,240,000 |
| Net interest income | 1,288,000 | 2,603,000 | 3,982,000 | 5,463,000 |
| Noninterest income | 210,000 | 433,000 | 665,000 | 1,046,000 |
| Noninterest expense | 1,096,000 | 2,145,000 | 3,244,000 | 4,570,000 |
| Provision for loan losses | 18,000 | 36,000 | 99,000 | 109,000 |
| Pretax income | 387,000 | 861,000 | 1,310,000 | 1,836,000 |
| Income tax | 142,000 | 322,000 | 489,000 | 694,000 |
| Net income | 245,000 | 539,000 | 821,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,469,000 | 9,763,000 | 10,043,000 | 10,359,000 |
| Total capital | 10,251,000 | 10,560,000 | 10,887,000 | 11,207,000 |
| Risk-weighted assets | 83,076,000 | 85,292,000 | 89,574,000 | 89,310,000 |