Call reports 2010
HIGH DESERT STATE BANK — 2010
What HIGH DESERT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 80,343,000 |
| Total loans | 57,041,000 |
| Allowance for loan losses | 4,220,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 80,985,000 |
| Interest-bearing deposits | 78,610,000 |
| Noninterest-bearing deposits | 2,375,000 |
| Equity capital | -735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 668,000 |
| Interest expense | 310,000 |
| Net interest income | 358,000 |
| Noninterest income | -1,337,000 |
| Noninterest expense | 868,000 |
| Provision for loan losses | 1,800,000 |
| Pretax income | -3,647,000 |
| Income tax | 0 |
| Net income | -3,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | -735,000 |
| Total capital | -735,000 |
| Risk-weighted assets | 63,678,000 |