Call report 2024Q3
SPECTRA BANK — 2024Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,929,000 | USD | evidence → |
| Total loans | 50,344,000 | USD | evidence → |
| Allowance for loan losses | 754,000 | USD | evidence → |
| Securities available for sale | 16,259,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,581,000 | USD | evidence → |
| Interest-bearing deposits | 58,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,247,000 | USD | evidence → |
| Equity capital | 3,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,648,000 | USD | evidence → |
| Interest expense | 1,720,000 | USD | evidence → |
| Net interest income | 1,928,000 | USD | evidence → |
| Noninterest income | 1,192,000 | USD | evidence → |
| Noninterest expense | 2,840,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 280,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 280,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,992,000 | USD | evidence → |
| Total capital | 5,729,000 | USD | evidence → |
| Risk-weighted assets | 58,999,000 | USD | evidence → |