Call report 2020Q2
SPECTRA BANK — 2020Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,783,000 | USD | evidence → |
| Total loans | 51,623,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 990,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,271,000 | USD | evidence → |
| Interest-bearing deposits | 32,971,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,300,000 | USD | evidence → |
| Equity capital | 4,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,493,000 | USD | evidence → |
| Interest expense | 245,000 | USD | evidence → |
| Net interest income | 1,248,000 | USD | evidence → |
| Noninterest income | 956,000 | USD | evidence → |
| Noninterest expense | 2,076,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | -972,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,850,000 | USD | evidence → |
| Total capital | 5,483,000 | USD | evidence → |
| Risk-weighted assets | 50,420,000 | USD | evidence → |