Call report 2014Q2
SPECTRA BANK — 2014Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,624,000 | USD | evidence → |
| Total loans | 27,683,000 | USD | evidence → |
| Allowance for loan losses | 422,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,973,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,531,000 | USD | evidence → |
| Interest-bearing deposits | 18,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,424,000 | USD | evidence → |
| Equity capital | 5,526,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 791,000 | USD | evidence → |
| Interest expense | 35,000 | USD | evidence → |
| Net interest income | 756,000 | USD | evidence → |
| Noninterest income | 543,000 | USD | evidence → |
| Noninterest expense | 965,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 334,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,526,000 | USD | evidence → |
| Total capital | 5,901,000 | USD | evidence → |
| Risk-weighted assets | 29,919,000 | USD | evidence → |