Call report 2012Q4
SPECTRA BANK — 2012Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,193,000 | USD | evidence → |
| Total loans | 25,484,000 | USD | evidence → |
| Allowance for loan losses | 421,000 | USD | evidence → |
| Securities available for sale | 19,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,407,000 | USD | evidence → |
| Interest-bearing deposits | 18,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,700,000 | USD | evidence → |
| Equity capital | 5,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,636,000 | USD | evidence → |
| Interest expense | 91,000 | USD | evidence → |
| Net interest income | 1,545,000 | USD | evidence → |
| Noninterest income | 1,143,000 | USD | evidence → |
| Noninterest expense | 2,055,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 608,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,246,000 | USD | evidence → |
| Total capital | 5,598,000 | USD | evidence → |
| Risk-weighted assets | 28,106,000 | USD | evidence → |