Call report 2012Q2
SPECTRA BANK — 2012Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,511,000 | USD | evidence → |
| Total loans | 25,998,000 | USD | evidence → |
| Allowance for loan losses | 415,000 | USD | evidence → |
| Securities available for sale | 20,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,955,000 | USD | evidence → |
| Interest-bearing deposits | 19,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,831,000 | USD | evidence → |
| Equity capital | 4,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 828,000 | USD | evidence → |
| Interest expense | 47,000 | USD | evidence → |
| Net interest income | 781,000 | USD | evidence → |
| Noninterest income | 547,000 | USD | evidence → |
| Noninterest expense | 1,021,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 307,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,968,000 | USD | evidence → |
| Total capital | 5,314,000 | USD | evidence → |
| Risk-weighted assets | 27,580,000 | USD | evidence → |