Call report 2011Q4
SPECTRA BANK — 2011Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,403,000 | USD | evidence → |
| Total loans | 26,891,000 | USD | evidence → |
| Allowance for loan losses | 434,000 | USD | evidence → |
| Securities available for sale | 21,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,031,000 | USD | evidence → |
| Interest-bearing deposits | 19,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,841,000 | USD | evidence → |
| Equity capital | 4,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,765,000 | USD | evidence → |
| Interest expense | 117,000 | USD | evidence → |
| Net interest income | 1,648,000 | USD | evidence → |
| Noninterest income | 1,107,000 | USD | evidence → |
| Noninterest expense | 2,216,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 534,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,821,000 | USD | evidence → |
| Total capital | 5,188,000 | USD | evidence → |
| Risk-weighted assets | 29,255,000 | USD | evidence → |