Call report 2008Q3
SPECTRA BANK — 2008Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,872,000 | USD | evidence → |
| Total loans | 29,313,000 | USD | evidence → |
| Allowance for loan losses | 221,000 | USD | evidence → |
| Securities available for sale | 1,431,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,937,000 | USD | evidence → |
| Interest-bearing deposits | 19,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,352,000 | USD | evidence → |
| Equity capital | 5,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,879,000 | USD | evidence → |
| Interest expense | 382,000 | USD | evidence → |
| Net interest income | 1,497,000 | USD | evidence → |
| Noninterest income | 892,000 | USD | evidence → |
| Noninterest expense | 1,903,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 486,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,234,000 | USD | evidence → |
| Total capital | 5,455,000 | USD | evidence → |
| Risk-weighted assets | 32,172,000 | USD | evidence → |