Call report 2007Q2
SPECTRA BANK — 2007Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,340,000 | USD | evidence → |
| Total loans | 29,648,000 | USD | evidence → |
| Allowance for loan losses | 236,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,429,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,934,000 | USD | evidence → |
| Interest-bearing deposits | 18,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,730,000 | USD | evidence → |
| Equity capital | 5,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,403,000 | USD | evidence → |
| Interest expense | 250,000 | USD | evidence → |
| Net interest income | 1,153,000 | USD | evidence → |
| Noninterest income | 482,000 | USD | evidence → |
| Noninterest expense | 1,164,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 471,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 471,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,234,000 | USD | evidence → |
| Total capital | 5,470,000 | USD | evidence → |
| Risk-weighted assets | 29,488,000 | USD | evidence → |