Call report 2006Q3
SPECTRA BANK — 2006Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,715,000 | USD | evidence → |
| Total loans | 22,262,000 | USD | evidence → |
| Allowance for loan losses | 221,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,937,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,262,000 | USD | evidence → |
| Interest-bearing deposits | 19,588,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,674,000 | USD | evidence → |
| Equity capital | 5,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,971,000 | USD | evidence → |
| Interest expense | 337,000 | USD | evidence → |
| Net interest income | 1,634,000 | USD | evidence → |
| Noninterest income | 972,000 | USD | evidence → |
| Noninterest expense | 1,710,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 876,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,234,000 | USD | evidence → |
| Total capital | 5,455,000 | USD | evidence → |
| Risk-weighted assets | 25,557,000 | USD | evidence → |