Call report 2001Q4
SPECTRA BANK — 2001Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,491,000 | USD | evidence → |
| Total loans | 21,849,000 | USD | evidence → |
| Allowance for loan losses | 226,000 | USD | evidence → |
| Securities available for sale | 4,210,000 | USD | evidence → |
| Securities held to maturity | 1,695,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,605,000 | USD | evidence → |
| Interest-bearing deposits | 16,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,054,000 | USD | evidence → |
| Equity capital | 2,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,274,000 | USD | evidence → |
| Interest expense | 550,000 | USD | evidence → |
| Net interest income | 1,724,000 | USD | evidence → |
| Noninterest income | 626,000 | USD | evidence → |
| Noninterest expense | 1,675,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 675,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,745,000 | USD | evidence → |
| Total capital | 2,971,000 | USD | evidence → |
| Risk-weighted assets | 23,994,000 | USD | evidence → |