Call reports 2026
FNB COWETA — 2026
What FNB COWETA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 124,804,000 | 127,803,000 |
| Total loans | 70,072,000 | 68,845,000 |
| Allowance for loan losses | 1,144,000 | 1,208,000 |
| Securities available for sale | 29,098,000 | 28,837,000 |
| Securities held to maturity | 12,949,000 | 12,977,000 |
| Trading assets | 0 | 0 |
| Total deposits | 113,512,000 | 115,713,000 |
| Interest-bearing deposits | 84,916,000 | 84,169,000 |
| Noninterest-bearing deposits | 28,596,000 | 31,544,000 |
| Equity capital | 11,046,000 | 11,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,681,000 | 3,380,000 |
| Interest expense | 329,000 | 649,000 |
| Net interest income | 1,352,000 | 2,731,000 |
| Noninterest income | 112,000 | 222,000 |
| Noninterest expense | 705,000 | 1,468,000 |
| Provision for loan losses | 65,000 | 125,000 |
| Pretax income | 694,000 | 1,360,000 |
| Income tax | 0 | 0 |
| Net income | 694,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,140,000 | 13,806,000 |