Call reports 2024
FNB COWETA — 2024
What FNB COWETA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 112,044,000 | 107,377,000 | 110,772,000 | 111,283,000 |
| Total loans | 50,544,000 | 48,935,000 | 51,936,000 | 58,299,000 |
| Allowance for loan losses | 711,000 | 679,000 | 1,055,000 | 873,000 |
| Securities available for sale | 35,568,000 | 35,521,000 | 38,004,000 | 32,751,000 |
| Securities held to maturity | 13,904,000 | 13,306,000 | 13,016,000 | 13,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,986,000 | 97,859,000 | 99,649,000 | 101,608,000 |
| Interest-bearing deposits | 72,451,000 | 71,791,000 | 71,850,000 | 73,339,000 |
| Noninterest-bearing deposits | 28,535,000 | 26,068,000 | 27,799,000 | 28,269,000 |
| Equity capital | 6,394,000 | 7,211,000 | 8,744,000 | 7,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,421,000 | 3,650,000 | 5,017,000 |
| Interest expense | 185,000 | 407,000 | 652,000 | 906,000 |
| Net interest income | 1,041,000 | 2,014,000 | 2,998,000 | 4,111,000 |
| Noninterest income | 104,000 | 209,000 | 528,000 | 641,000 |
| Noninterest expense | 744,000 | 1,334,000 | 1,995,000 | 2,840,000 |
| Provision for loan losses | 30,000 | -3,000 | 32,000 | -299,000 |
| Pretax income | 371,000 | 829,000 | 1,276,000 | 1,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 829,000 | 1,276,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,584,000 | 11,042,000 | 11,489,000 | 11,163,000 |