Call reports 2023
FNB COWETA — 2023
What FNB COWETA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 105,797,000 | 109,529,000 | 112,079,000 | 112,621,000 |
| Total loans | 43,818,000 | 47,098,000 | 47,226,000 | 49,124,000 |
| Allowance for loan losses | 461,000 | 557,000 | 654,000 | 681,000 |
| Securities available for sale | 38,106,000 | 36,535,000 | 35,674,000 | 38,333,000 |
| Securities held to maturity | 14,226,000 | 14,258,000 | 13,837,000 | 13,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,654,000 | 100,027,000 | 102,461,000 | 101,932,000 |
| Interest-bearing deposits | 72,195,000 | 70,968,000 | 70,917,000 | 72,746,000 |
| Noninterest-bearing deposits | 28,459,000 | 29,059,000 | 31,544,000 | 29,186,000 |
| Equity capital | 5,044,000 | 4,847,000 | 4,842,000 | 6,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,977,000 | 3,075,000 | 4,261,000 |
| Interest expense | 56,000 | 147,000 | 271,000 | 430,000 |
| Net interest income | 904,000 | 1,830,000 | 2,804,000 | 3,831,000 |
| Noninterest income | 108,000 | 222,000 | 333,000 | 831,000 |
| Noninterest expense | 645,000 | 1,302,000 | 2,047,000 | 2,942,000 |
| Provision for loan losses | 164,000 | 260,000 | 356,000 | 389,000 |
| Pretax income | 93,000 | 380,000 | 624,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 380,000 | 624,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,537,000 | 9,824,000 | 10,068,000 | 10,213,000 |
| Total capital | 9,998,000 | 10,382,000 | — | — |
| Risk-weighted assets | 62,421,000 | 57,605,000 | — | — |