Call reports 2022
FNB COWETA — 2022
What FNB COWETA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,765,000 | 102,999,000 | 106,128,000 | 105,911,000 |
| Total loans | 44,631,000 | 44,158,000 | 38,141,000 | 39,063,000 |
| Allowance for loan losses | 675,000 | 676,000 | 673,000 | 673,000 |
| Securities available for sale | 48,449,000 | 47,137,000 | 43,599,000 | 43,638,000 |
| Securities held to maturity | 1,567,000 | 1,548,000 | 14,163,000 | 14,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,363,000 | 98,224,000 | 102,097,000 | 101,543,000 |
| Interest-bearing deposits | 70,443,000 | 70,192,000 | 70,323,000 | 71,695,000 |
| Noninterest-bearing deposits | 28,920,000 | 28,032,000 | 31,774,000 | 29,848,000 |
| Equity capital | 6,305,000 | 4,598,000 | 3,806,000 | 4,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,529,000 | 2,340,000 | 3,231,000 |
| Interest expense | 48,000 | 93,000 | 137,000 | 178,000 |
| Net interest income | 708,000 | 1,436,000 | 2,203,000 | 3,053,000 |
| Noninterest income | 118,000 | 228,000 | 341,000 | 458,000 |
| Noninterest expense | 675,000 | 1,340,000 | 2,019,000 | 2,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 324,000 | 525,000 | 861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 324,000 | 525,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,934,000 | 9,107,000 | 9,308,000 | 9,444,000 |
| Total capital | — | 9,783,000 | 9,911,000 | 10,058,000 |
| Risk-weighted assets | — | 58,243,000 | 48,185,000 | 49,131,000 |