Call reports 2021
FNB COWETA — 2021
What FNB COWETA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 96,762,000 | 100,342,000 | 101,172,000 | 105,072,000 |
| Total loans | 42,182,000 | 43,385,000 | 42,078,000 | 44,631,000 |
| Allowance for loan losses | 775,000 | 675,000 | 675,000 | 675,000 |
| Securities available for sale | 38,548,000 | 43,278,000 | 45,101,000 | 49,414,000 |
| Securities held to maturity | 3,079,000 | 2,547,000 | 1,601,000 | 1,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,187,000 | 90,686,000 | 91,570,000 | 96,169,000 |
| Interest-bearing deposits | 62,500,000 | 64,495,000 | 64,571,000 | 68,046,000 |
| Noninterest-bearing deposits | 25,687,000 | 26,191,000 | 26,999,000 | 28,123,000 |
| Equity capital | 8,480,000 | 9,482,000 | 9,345,000 | 8,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 2,229,000 | 2,936,000 | 3,656,000 |
| Interest expense | 60,000 | 116,000 | 165,000 | 214,000 |
| Net interest income | 924,000 | 2,113,000 | 2,771,000 | 3,442,000 |
| Noninterest income | 100,000 | 241,000 | 353,000 | 465,000 |
| Noninterest expense | 601,000 | 1,215,000 | 1,847,000 | 2,462,000 |
| Provision for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Pretax income | 209,000 | 925,000 | 1,063,000 | 1,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 925,000 | 1,063,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,423,000 | 9,111,000 | 8,986,000 | 8,808,000 |