Call reports 2020
FNB COWETA — 2020
What FNB COWETA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 78,283,000 | 84,956,000 | 87,097,000 | 91,236,000 |
| Total loans | 36,428,000 | 42,213,000 | 43,444,000 | 42,129,000 |
| Allowance for loan losses | 492,000 | 696,000 | 728,000 | 562,000 |
| Securities available for sale | 27,141,000 | 28,941,000 | 28,369,000 | 39,022,000 |
| Securities held to maturity | 3,415,000 | 3,388,000 | 3,129,000 | 3,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,809,000 | 76,149,000 | 78,033,000 | 82,349,000 |
| Interest-bearing deposits | 51,461,000 | 54,834,000 | 56,258,000 | 58,685,000 |
| Noninterest-bearing deposits | 19,348,000 | 21,315,000 | 21,775,000 | 23,664,000 |
| Equity capital | 7,341,000 | 8,591,000 | 8,770,000 | 8,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,603,000 | 2,357,000 | 3,017,000 |
| Interest expense | 63,000 | 127,000 | 191,000 | 251,000 |
| Net interest income | 636,000 | 1,476,000 | 2,166,000 | 2,766,000 |
| Noninterest income | 112,000 | 205,000 | 309,000 | 408,000 |
| Noninterest expense | 601,000 | 1,207,000 | 1,826,000 | 2,306,000 |
| Provision for loan losses | 0 | 203,000 | 235,000 | 369,000 |
| Pretax income | 176,000 | 297,000 | 459,000 | 556,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 297,000 | 459,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,018,000 | 8,114,000 | 8,276,000 | 8,211,000 |