Call reports 2019
FNB COWETA — 2019
What FNB COWETA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,615,000 | 77,005,000 | 76,517,000 | 77,184,000 |
| Total loans | 37,320,000 | 37,535,000 | 39,044,000 | 37,650,000 |
| Allowance for loan losses | 464,000 | 474,000 | 468,000 | 492,000 |
| Securities available for sale | 28,336,000 | 28,409,000 | 26,594,000 | 26,004,000 |
| Securities held to maturity | 3,923,000 | 3,891,000 | 3,860,000 | 3,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,361,000 | 69,046,000 | 68,263,000 | 69,139,000 |
| Interest-bearing deposits | 52,253,000 | 50,704,000 | 50,723,000 | 51,402,000 |
| Noninterest-bearing deposits | 18,108,000 | 18,342,000 | 17,540,000 | 17,737,000 |
| Equity capital | 7,136,000 | 7,746,000 | 8,006,000 | 7,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,448,000 | 2,180,000 | 2,889,000 |
| Interest expense | 65,000 | 129,000 | 193,000 | 256,000 |
| Net interest income | 659,000 | 1,319,000 | 1,987,000 | 2,633,000 |
| Noninterest income | 108,000 | 232,000 | 343,000 | 458,000 |
| Noninterest expense | 613,000 | 1,237,000 | 1,844,000 | 2,401,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 65,000 |
| Pretax income | 124,000 | 274,000 | 446,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 274,000 | 446,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,583,000 | 7,733,000 | 7,905,000 | 7,888,000 |
| Total capital | 8,032,000 | 8,183,000 | 8,318,000 | 8,355,000 |
| Risk-weighted assets | 35,933,000 | 35,996,000 | 32,992,000 | 37,372,000 |