Call reports 2018
FNB COWETA — 2018
What FNB COWETA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,114,000 | 76,152,000 | 77,417,000 | 76,245,000 |
| Total loans | 32,535,000 | 32,647,000 | 35,879,000 | 37,357,000 |
| Allowance for loan losses | 397,000 | 397,000 | 404,000 | 435,000 |
| Securities available for sale | 30,611,000 | 29,120,000 | 28,540,000 | 28,491,000 |
| Securities held to maturity | 4,047,000 | 4,011,000 | 3,977,000 | 3,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,619,000 | 69,500,000 | 70,828,000 | 69,444,000 |
| Interest-bearing deposits | 53,231,000 | 50,851,000 | 51,625,000 | 51,508,000 |
| Noninterest-bearing deposits | 17,388,000 | 18,649,000 | 19,203,000 | 17,936,000 |
| Equity capital | 6,367,000 | 6,455,000 | 6,320,000 | 6,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,316,000 | 2,004,000 | 2,707,000 |
| Interest expense | 44,000 | 92,000 | 145,000 | 201,000 |
| Net interest income | 611,000 | 1,224,000 | 1,859,000 | 2,506,000 |
| Noninterest income | 126,000 | 244,000 | 357,000 | 476,000 |
| Noninterest expense | 601,000 | 1,213,000 | 1,825,000 | 2,409,000 |
| Provision for loan losses | 0 | -24,000 | -14,000 | 16,000 |
| Pretax income | 134,000 | 272,000 | 398,000 | 550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 272,000 | 398,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,240,000 | 7,377,000 | 7,439,000 | 7,484,000 |
| Total capital | 7,637,000 | 7,774,000 | 7,809,000 | 7,919,000 |
| Risk-weighted assets | 31,901,000 | 31,991,000 | 29,609,000 | 37,458,000 |