Call reports 2017
FNB COWETA — 2017
What FNB COWETA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,361,000 | 76,090,000 | 77,190,000 | 78,703,000 |
| Total loans | 31,482,000 | 30,769,000 | 30,662,000 | 33,554,000 |
| Allowance for loan losses | 411,000 | 412,000 | 417,000 | 404,000 |
| Securities available for sale | 30,483,000 | 30,963,000 | 31,855,000 | 31,887,000 |
| Securities held to maturity | 4,198,000 | 4,164,000 | 4,122,000 | 4,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,199,000 | 68,883,000 | 69,873,000 | 69,876,000 |
| Interest-bearing deposits | 52,463,000 | 51,714,000 | 52,820,000 | 52,324,000 |
| Noninterest-bearing deposits | 16,736,000 | 17,169,000 | 17,053,000 | 17,552,000 |
| Equity capital | 6,057,000 | 7,051,000 | 7,135,000 | 6,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,280,000 | 1,919,000 | 2,569,000 |
| Interest expense | 43,000 | 87,000 | 129,000 | 176,000 |
| Net interest income | 607,000 | 1,193,000 | 1,790,000 | 2,393,000 |
| Noninterest income | 114,000 | 229,000 | 345,000 | 463,000 |
| Noninterest expense | 553,000 | 1,106,000 | 1,671,000 | 2,340,000 |
| Provision for loan losses | 5,000 | 5,000 | 10,000 | 10,000 |
| Pretax income | 164,000 | 317,000 | 473,000 | 525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 317,000 | 473,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,469,000 | 7,122,000 | 7,269,000 | 7,131,000 |
| Total capital | 6,880,000 | 7,534,000 | 7,686,000 | 7,535,000 |
| Risk-weighted assets | 32,864,000 | 33,927,000 | 38,119,000 | 36,835,000 |