Call reports 2016
FNB COWETA — 2016
What FNB COWETA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,373,000 | 76,169,000 | 75,052,000 | 74,493,000 |
| Total loans | 27,899,000 | 28,480,000 | 29,770,000 | 31,164,000 |
| Allowance for loan losses | 437,000 | 439,000 | 441,000 | 405,000 |
| Securities available for sale | 27,478,000 | 29,224,000 | 31,374,000 | 29,661,000 |
| Securities held to maturity | 4,379,000 | 4,341,000 | 4,277,000 | 4,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,861,000 | 69,192,000 | 68,105,000 | 68,815,000 |
| Interest-bearing deposits | 49,868,000 | 51,649,000 | 50,738,000 | 51,047,000 |
| Noninterest-bearing deposits | 16,993,000 | 17,543,000 | 17,367,000 | 17,768,000 |
| Equity capital | 6,425,000 | 6,836,000 | 6,773,000 | 5,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,215,000 | 1,846,000 | 2,474,000 |
| Interest expense | 44,000 | 88,000 | 133,000 | 178,000 |
| Net interest income | 546,000 | 1,127,000 | 1,713,000 | 2,296,000 |
| Noninterest income | 119,000 | 241,000 | 368,000 | 488,000 |
| Noninterest expense | 571,000 | 1,151,000 | 1,763,000 | 2,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 229,000 | 361,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 229,000 | 361,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,139,000 | 6,246,000 | 6,378,000 | 6,321,000 |
| Total capital | 6,542,000 | 6,685,000 | 6,776,000 | 6,726,000 |
| Risk-weighted assets | 32,202,000 | 35,292,000 | 31,720,000 | 32,421,000 |