Call reports 2015
FNB COWETA — 2015
What FNB COWETA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,938,000 | 73,118,000 | 72,971,000 | 72,587,000 |
| Total loans | 27,901,000 | 27,724,000 | 28,010,000 | 27,855,000 |
| Allowance for loan losses | 419,000 | 419,000 | 446,000 | 437,000 |
| Securities available for sale | 25,333,000 | 30,152,000 | 28,994,000 | 30,018,000 |
| Securities held to maturity | 6,060,000 | 6,019,000 | 4,969,000 | 4,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,830,000 | 67,229,000 | 66,683,000 | 66,452,000 |
| Interest-bearing deposits | 47,526,000 | 47,800,000 | 48,059,000 | 49,450,000 |
| Noninterest-bearing deposits | 21,304,000 | 19,429,000 | 18,624,000 | 17,002,000 |
| Equity capital | 6,030,000 | 5,755,000 | 6,133,000 | 6,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,148,000 | 1,750,000 | 2,340,000 |
| Interest expense | 39,000 | 78,000 | 120,000 | 164,000 |
| Net interest income | 530,000 | 1,070,000 | 1,630,000 | 2,176,000 |
| Noninterest income | 119,000 | 232,000 | 356,000 | 478,000 |
| Noninterest expense | 571,000 | 1,151,000 | 1,733,000 | 2,357,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 155,000 | 265,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 155,000 | 265,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,860,000 | 5,934,000 | 6,044,000 | 6,033,000 |
| Total capital | 6,279,000 | 6,308,000 | 6,428,000 | 6,390,000 |
| Risk-weighted assets | 34,045,000 | 29,899,000 | 30,713,000 | 28,509,000 |