Call reports 2014
FNB COWETA — 2014
What FNB COWETA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,796,000 | 66,594,000 | 68,751,000 | 70,782,000 |
| Total loans | 25,516,000 | 25,359,000 | 26,831,000 | 25,380,000 |
| Allowance for loan losses | 468,000 | 468,000 | 467,000 | 417,000 |
| Securities available for sale | 34,664,000 | 32,283,000 | 27,651,000 | 25,592,000 |
| Securities held to maturity | 0 | 1,491,000 | 4,726,000 | 6,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,683,000 | 61,113,000 | 63,033,000 | 64,999,000 |
| Interest-bearing deposits | 46,520,000 | 46,614,000 | 46,872,000 | 47,641,000 |
| Noninterest-bearing deposits | 15,163,000 | 14,499,000 | 16,161,000 | 17,358,000 |
| Equity capital | 5,042,000 | 5,383,000 | 5,591,000 | 5,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,121,000 | 1,718,000 | 2,315,000 |
| Interest expense | 43,000 | 83,000 | 124,000 | 164,000 |
| Net interest income | 520,000 | 1,038,000 | 1,594,000 | 2,151,000 |
| Noninterest income | 121,000 | 246,000 | 384,000 | 511,000 |
| Noninterest expense | 585,000 | 1,163,000 | 1,741,000 | 2,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 126,000 | 245,000 | 298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 126,000 | 245,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,683,000 | 5,754,000 | 5,867,000 | 5,829,000 |
| Total capital | 6,151,000 | 6,209,000 | 6,260,000 | 6,186,000 |
| Risk-weighted assets | 39,115,000 | 36,426,000 | 31,342,000 | 28,515,000 |