Call reports 2013
FNB COWETA — 2013
What FNB COWETA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,895,000 | 66,606,000 | 68,107,000 | 66,772,000 |
| Total loans | 25,718,000 | 26,005,000 | 26,763,000 | 26,904,000 |
| Allowance for loan losses | 482,000 | 430,000 | 464,000 | 465,000 |
| Securities available for sale | 34,684,000 | 31,868,000 | 32,759,000 | 33,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,855,000 | 61,329,000 | 63,029,000 | 60,959,000 |
| Interest-bearing deposits | 46,916,000 | 46,632,000 | 48,150,000 | 47,099,000 |
| Noninterest-bearing deposits | 13,939,000 | 14,697,000 | 14,879,000 | 13,860,000 |
| Equity capital | 5,818,000 | 5,154,000 | 4,936,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,168,000 | 1,772,000 | 2,345,000 |
| Interest expense | 45,000 | 90,000 | 134,000 | 179,000 |
| Net interest income | 540,000 | 1,078,000 | 1,638,000 | 2,166,000 |
| Noninterest income | 134,000 | 263,000 | 399,000 | 530,000 |
| Noninterest expense | 593,000 | 1,168,000 | 1,733,000 | 2,320,000 |
| Provision for loan losses | 27,000 | 37,000 | 58,000 | 58,000 |
| Pretax income | 97,000 | 191,000 | 301,000 | 375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 191,000 | 301,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,542,000 | 5,606,000 | 5,702,000 | 5,628,000 |
| Total capital | 5,947,000 | 6,002,000 | 6,158,000 | 5,974,000 |
| Risk-weighted assets | 32,309,000 | 31,642,000 | 36,448,000 | 27,563,000 |