Call reports 2011
FNB COWETA — 2011
What FNB COWETA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,814,000 | 64,259,000 | 66,087,000 | 66,636,000 |
| Total loans | 29,708,000 | 29,375,000 | 29,347,000 | 29,008,000 |
| Allowance for loan losses | 456,000 | 464,000 | 421,000 | 457,000 |
| Securities available for sale | 7,450,000 | 6,085,000 | 5,410,000 | 4,514,000 |
| Securities held to maturity | 16,072,000 | 15,753,000 | 15,791,000 | 19,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,354,000 | 58,732,000 | 60,499,000 | 61,256,000 |
| Interest-bearing deposits | 47,882,000 | 47,112,000 | 48,445,000 | 48,381,000 |
| Noninterest-bearing deposits | 11,472,000 | 11,620,000 | 12,054,000 | 12,875,000 |
| Equity capital | 5,363,000 | 5,393,000 | 5,402,000 | 5,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,348,000 | 2,011,000 | 2,626,000 |
| Interest expense | 106,000 | 203,000 | 289,000 | 369,000 |
| Net interest income | 577,000 | 1,145,000 | 1,722,000 | 2,257,000 |
| Noninterest income | 145,000 | 299,000 | 460,000 | 617,000 |
| Noninterest expense | 658,000 | 1,337,000 | 2,025,000 | 2,683,000 |
| Provision for loan losses | 10,000 | 18,000 | 27,000 | 58,000 |
| Pretax income | 54,000 | 89,000 | 130,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 89,000 | 130,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,259,000 | 5,295,000 | 5,320,000 | 5,281,000 |
| Total capital | 5,694,000 | 5,728,000 | 5,741,000 | 5,715,000 |
| Risk-weighted assets | 34,772,000 | 34,585,000 | 34,280,000 | 34,686,000 |