Call reports 2010
FNB COWETA — 2010
What FNB COWETA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,174,000 | 64,688,000 | 65,399,000 | 65,415,000 |
| Total loans | 30,769,000 | 30,601,000 | 30,661,000 | 30,276,000 |
| Allowance for loan losses | 356,000 | 346,000 | 395,000 | 432,000 |
| Securities available for sale | 12,573,000 | 9,018,000 | 8,537,000 | 7,973,000 |
| Securities held to maturity | 9,135,000 | 12,925,000 | 14,292,000 | 15,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,696,000 | 59,138,000 | 59,756,000 | 60,058,000 |
| Interest-bearing deposits | 48,905,000 | 47,947,000 | 48,206,000 | 48,482,000 |
| Noninterest-bearing deposits | 11,791,000 | 11,191,000 | 11,550,000 | 11,576,000 |
| Equity capital | 5,334,000 | 5,370,000 | 5,435,000 | 5,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,535,000 | 2,265,000 | 2,975,000 |
| Interest expense | 156,000 | 295,000 | 428,000 | 547,000 |
| Net interest income | 610,000 | 1,240,000 | 1,837,000 | 2,428,000 |
| Noninterest income | 168,000 | 345,000 | 510,000 | 668,000 |
| Noninterest expense | 671,000 | 1,354,000 | 2,019,000 | 2,695,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 201,000 |
| Pretax income | 67,000 | 146,000 | 198,000 | 200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 146,000 | 198,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 5,212,000 | 5,264,000 | 5,206,000 |
| Total capital | 5,489,000 | 5,558,000 | 5,659,000 | 5,638,000 |
| Risk-weighted assets | 35,295,000 | 35,193,000 | 34,226,000 | 35,328,000 |