Call reports 2001
FNB COWETA — 2001
What FNB COWETA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,775,000 | 44,030,000 | 44,910,000 | 44,938,000 |
| Total loans | 21,344,000 | 21,481,000 | 22,054,000 | 21,496,000 |
| Allowance for loan losses | 206,000 | 223,000 | 226,000 | 223,000 |
| Securities available for sale | 12,133,000 | 11,441,000 | 10,680,000 | 10,286,000 |
| Securities held to maturity | 3,182,000 | 4,852,000 | 5,836,000 | 7,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,250,000 | 40,411,000 | 40,932,000 | 41,216,000 |
| Interest-bearing deposits | 31,157,000 | 32,645,000 | 33,559,000 | 34,225,000 |
| Noninterest-bearing deposits | 7,093,000 | 7,766,000 | 7,373,000 | 6,991,000 |
| Equity capital | 3,342,000 | 3,356,000 | 3,660,000 | 3,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,568,000 | 2,365,000 | 3,163,000 |
| Interest expense | 355,000 | 683,000 | 1,009,000 | 1,293,000 |
| Net interest income | 429,000 | 885,000 | 1,356,000 | 1,870,000 |
| Noninterest income | 97,000 | 205,000 | 321,000 | 478,000 |
| Noninterest expense | 464,000 | 939,000 | 1,430,000 | 1,962,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 50,000 | 127,000 | 211,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 127,000 | 211,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,152,000 | 3,206,000 | 3,268,000 | 3,326,000 |
| Total capital | 3,358,000 | 3,429,000 | 3,494,000 | 3,549,000 |
| Risk-weighted assets | 21,457,000 | 22,427,000 | 23,021,000 | 22,549,000 |