Call reports 2026
FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED — 2026
What FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 82,226,000 | 83,459,000 |
| Total loans | 35,475,000 | 38,865,000 |
| Allowance for loan losses | 559,000 | 571,000 |
| Securities available for sale | 39,169,000 | 39,797,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 74,774,000 | 72,156,000 |
| Interest-bearing deposits | 57,288,000 | 55,035,000 |
| Noninterest-bearing deposits | 17,486,000 | 17,121,000 |
| Equity capital | 6,684,000 | 7,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 948,000 | 1,947,000 |
| Interest expense | 335,000 | 692,000 |
| Net interest income | 613,000 | 1,255,000 |
| Noninterest income | 62,000 | 126,000 |
| Noninterest expense | 461,000 | 998,000 |
| Provision for loan losses | 30,000 | 45,000 |
| Pretax income | 146,000 | 371,000 |
| Income tax | 2,000 | 2,000 |
| Net income | 144,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,304,000 | 11,368,000 |
| Total capital | 11,853,000 | 11,939,000 |
| Risk-weighted assets | 43,938,000 | 46,744,000 |