Call reports 2001
FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED — 2001
What FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,378,000 | 47,524,000 | 47,994,000 | 48,890,000 |
| Total loans | 26,013,000 | 26,122,000 | 25,965,000 | 24,631,000 |
| Allowance for loan losses | 565,000 | 533,000 | 516,000 | 546,000 |
| Securities available for sale | 17,209,000 | 17,404,000 | 18,262,000 | 18,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,864,000 | 37,501,000 | 37,208,000 | 38,940,000 |
| Interest-bearing deposits | 29,077,000 | 30,670,000 | 30,160,000 | 31,290,000 |
| Noninterest-bearing deposits | 5,787,000 | 6,831,000 | 7,048,000 | 7,650,000 |
| Equity capital | 6,694,000 | 6,479,000 | 6,939,000 | 6,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,795,000 | 2,682,000 | 3,493,000 |
| Interest expense | 401,000 | 775,000 | 1,110,000 | 1,405,000 |
| Net interest income | 516,000 | 1,020,000 | 1,572,000 | 2,088,000 |
| Noninterest income | 28,000 | 62,000 | 90,000 | 121,000 |
| Noninterest expense | 284,000 | 656,000 | 977,000 | 1,534,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 175,000 |
| Pretax income | 236,000 | 413,000 | 674,000 | 513,000 |
| Income tax | 17,000 | 27,000 | 19,000 | 19,000 |
| Net income | 219,000 | 386,000 | 655,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,510,000 | 6,353,000 | 6,581,000 | 6,359,000 |
| Total capital | 6,874,000 | 6,721,000 | 7,062,000 | 6,831,000 |
| Risk-weighted assets | 28,905,000 | 29,318,000 | 38,411,000 | 37,665,000 |