Call report 2025Q3
HERITAGE COMMUNITY BANK — 2025Q3
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,767,000 | USD | evidence → |
| Total loans | 150,203,000 | USD | evidence → |
| Allowance for loan losses | 1,938,000 | USD | evidence → |
| Securities available for sale | 2,488,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,094,000 | USD | evidence → |
| Interest-bearing deposits | 130,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,256,000 | USD | evidence → |
| Equity capital | 17,660,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,889,000 | USD | evidence → |
| Interest expense | 2,949,000 | USD | evidence → |
| Net interest income | 4,940,000 | USD | evidence → |
| Noninterest income | 320,000 | USD | evidence → |
| Noninterest expense | 3,852,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 1,275,000 | USD | evidence → |
| Income tax | -87,000 | USD | evidence → |
| Net income | 1,362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,672,000 | USD | evidence → |
| Total capital | 19,225,000 | USD | evidence → |
| Risk-weighted assets | 123,733,000 | USD | evidence → |