Call report 2008Q1
HERITAGE COMMUNITY BANK — 2008Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,183,000 | USD | evidence → |
| Total loans | 92,408,000 | USD | evidence → |
| Allowance for loan losses | 942,000 | USD | evidence → |
| Securities available for sale | 3,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,143,000 | USD | evidence → |
| Interest-bearing deposits | 75,383,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,760,000 | USD | evidence → |
| Equity capital | 8,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,734,000 | USD | evidence → |
| Interest expense | 921,000 | USD | evidence → |
| Net interest income | 813,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 870,000 | USD | evidence → |
| Provision for loan losses | 59,000 | USD | evidence → |
| Pretax income | -40,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -40,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,473,000 | USD | evidence → |
| Total capital | 9,415,000 | USD | evidence → |
| Risk-weighted assets | 82,447,000 | USD | evidence → |