Call reports 2025
DEWITT SAVINGS BANK — 2025
What DEWITT SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 147,384,000 | 156,515,000 | 172,518,000 | 174,240,000 |
| Total loans | 81,505,000 | 80,094,000 | 89,202,000 | 87,700,000 |
| Allowance for loan losses | 572,000 | 549,000 | 597,000 | 538,000 |
| Securities available for sale | 49,235,000 | 63,142,000 | 68,438,000 | 71,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,330,000 | 135,745,000 | 150,716,000 | 148,455,000 |
| Interest-bearing deposits | 105,015,000 | 113,470,000 | 131,714,000 | 128,091,000 |
| Noninterest-bearing deposits | 23,315,000 | 22,275,000 | 19,002,000 | 20,364,000 |
| Equity capital | 12,943,000 | 11,993,000 | 13,772,000 | 14,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,322,000 | 5,226,000 | 7,367,000 |
| Interest expense | 649,000 | 1,371,000 | 2,281,000 | 3,239,000 |
| Net interest income | 981,000 | 1,951,000 | 2,945,000 | 4,128,000 |
| Noninterest income | 161,000 | 328,000 | 545,000 | 758,000 |
| Noninterest expense | 1,064,000 | 2,067,000 | 3,045,000 | 4,047,000 |
| Provision for loan losses | 19,000 | 81,000 | 137,000 | 170,000 |
| Pretax income | 59,000 | 131,000 | 336,000 | 503,000 |
| Income tax | 5,000 | 17,000 | 37,000 | 66,000 |
| Net income | 54,000 | 114,000 | 299,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,719,000 | 17,780,000 | 17,965,000 | 18,105,000 |
| Total capital | 18,291,000 | 18,329,000 | 18,562,000 | 18,643,000 |
| Risk-weighted assets | 75,366,000 | 82,641,000 | 88,370,000 | 91,890,000 |