Call reports 2024
DEWITT SAVINGS BANK — 2024
What DEWITT SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 147,284,000 | 143,703,000 | 142,156,000 | 140,909,000 |
| Total loans | 87,721,000 | 85,739,000 | 84,459,000 | 83,349,000 |
| Allowance for loan losses | 717,000 | 676,000 | 639,000 | 648,000 |
| Securities available for sale | 43,820,000 | 43,154,000 | 43,789,000 | 40,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,438,000 | 124,769,000 | 119,751,000 | 122,225,000 |
| Interest-bearing deposits | 107,408,000 | 110,318,000 | 100,119,000 | 101,326,000 |
| Noninterest-bearing deposits | 19,030,000 | 14,451,000 | 19,632,000 | 20,899,000 |
| Equity capital | 12,253,000 | 12,344,000 | 13,520,000 | 12,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 3,046,000 | 4,633,000 | 6,250,000 |
| Interest expense | 646,000 | 1,387,000 | 2,204,000 | 2,996,000 |
| Net interest income | 764,000 | 1,659,000 | 2,429,000 | 3,254,000 |
| Noninterest income | 138,000 | 349,000 | 598,000 | 812,000 |
| Noninterest expense | 1,047,000 | 2,069,000 | 3,101,000 | 3,956,000 |
| Provision for loan losses | 39,000 | 62,000 | 62,000 | 96,000 |
| Pretax income | -184,000 | -123,000 | -136,000 | 14,000 |
| Income tax | -82,000 | -91,000 | -122,000 | -111,000 |
| Net income | -102,000 | -32,000 | -14,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,438,000 | 17,508,000 | 17,526,000 | 17,665,000 |
| Total capital | 18,155,000 | 18,184,000 | 18,165,000 | 18,313,000 |
| Risk-weighted assets | 79,350,000 | 82,110,000 | 76,664,000 | 80,889,000 |