Call reports 2023
DEWITT SAVINGS BANK — 2023
What DEWITT SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,421,000 | 144,885,000 | 139,922,000 | 140,457,000 |
| Total loans | 74,746,000 | 75,195,000 | 80,015,000 | 78,492,000 |
| Allowance for loan losses | 712,000 | 719,000 | 720,000 | 684,000 |
| Securities available for sale | 55,337,000 | 53,769,000 | 46,753,000 | 45,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,773,000 | 125,551,000 | 119,482,000 | 119,167,000 |
| Interest-bearing deposits | 110,108,000 | 106,523,000 | 103,491,000 | 100,340,000 |
| Noninterest-bearing deposits | 19,665,000 | 19,028,000 | 15,991,000 | 18,827,000 |
| Equity capital | 12,696,000 | 12,169,000 | 10,933,000 | 12,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,607,000 | 4,011,000 | 5,468,000 |
| Interest expense | 320,000 | 818,000 | 1,401,000 | 2,056,000 |
| Net interest income | 957,000 | 1,789,000 | 2,610,000 | 3,412,000 |
| Noninterest income | 137,000 | 306,000 | 402,000 | 619,000 |
| Noninterest expense | 939,000 | 1,863,000 | 2,810,000 | 3,739,000 |
| Provision for loan losses | 26,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 129,000 | 196,000 | 166,000 | 320,000 |
| Income tax | 1,000 | -20,000 | -63,000 | -62,000 |
| Net income | 128,000 | 216,000 | 229,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,287,000 | 17,374,000 | 17,387,000 | 17,654,000 |
| Total capital | 17,999,000 | 18,093,000 | 18,107,000 | 18,338,000 |
| Risk-weighted assets | 71,192,000 | 73,951,000 | 78,330,000 | 74,052,000 |