Call reports 2022
DEWITT SAVINGS BANK — 2022
What DEWITT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 152,280,000 | 145,181,000 | 152,740,000 | 143,749,000 |
| Total loans | 64,737,000 | 71,051,000 | 74,053,000 | 74,226,000 |
| Allowance for loan losses | 360,000 | 362,000 | 372,000 | 379,000 |
| Securities available for sale | 59,011,000 | 58,323,000 | 55,350,000 | 55,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,180,000 | 131,282,000 | 126,610,000 | 112,552,000 |
| Interest-bearing deposits | 115,492,000 | 105,319,000 | 108,082,000 | 93,971,000 |
| Noninterest-bearing deposits | 20,688,000 | 25,963,000 | 18,528,000 | 18,581,000 |
| Equity capital | 14,827,000 | 12,732,000 | 11,225,000 | 11,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,965,000 | 3,146,000 | 4,395,000 |
| Interest expense | 48,000 | 90,000 | 180,000 | 422,000 |
| Net interest income | 864,000 | 1,875,000 | 2,966,000 | 3,973,000 |
| Noninterest income | 156,000 | 314,000 | 451,000 | 598,000 |
| Noninterest expense | 893,000 | 1,799,000 | 2,676,000 | 3,607,000 |
| Provision for loan losses | 0 | 47,000 | 64,000 | 81,000 |
| Pretax income | 127,000 | 343,000 | 677,000 | 883,000 |
| Income tax | 7,000 | 34,000 | 92,000 | 119,000 |
| Net income | 120,000 | 309,000 | 585,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,741,000 | 16,930,000 | 17,206,000 | 17,385,000 |
| Total capital | 17,101,000 | 17,292,000 | 17,578,000 | 17,764,000 |
| Risk-weighted assets | 64,377,000 | 72,601,000 | 74,134,000 | 73,536,000 |