Call reports 2021
DEWITT SAVINGS BANK — 2021
What DEWITT SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 135,864,000 | 139,794,000 | 132,848,000 | 149,696,000 |
| Total loans | 64,738,000 | 65,318,000 | 67,378,000 | 64,706,000 |
| Allowance for loan losses | 344,000 | 354,000 | 368,000 | 379,000 |
| Securities available for sale | 53,949,000 | 53,946,000 | 51,987,000 | 51,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,204,000 | 114,483,000 | 103,232,000 | 120,338,000 |
| Interest-bearing deposits | 92,413,000 | 91,767,000 | 83,951,000 | 84,385,000 |
| Noninterest-bearing deposits | 19,791,000 | 22,716,000 | 19,281,000 | 35,953,000 |
| Equity capital | 16,481,000 | 17,107,000 | 17,150,000 | 17,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,939,000 | 2,917,000 | 3,873,000 |
| Interest expense | 78,000 | 147,000 | 198,000 | 246,000 |
| Net interest income | 879,000 | 1,792,000 | 2,719,000 | 3,627,000 |
| Noninterest income | 211,000 | 460,000 | 696,000 | 983,000 |
| Noninterest expense | 891,000 | 1,774,000 | 2,666,000 | 3,582,000 |
| Provision for loan losses | 21,000 | 30,000 | 108,000 | 108,000 |
| Pretax income | 178,000 | 448,000 | 641,000 | 920,000 |
| Income tax | 26,000 | 78,000 | 108,000 | 163,000 |
| Net income | 152,000 | 370,000 | 533,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,016,000 | 16,234,000 | 16,397,000 | 16,621,000 |
| Total capital | 16,360,000 | 16,588,000 | 16,765,000 | 17,000,000 |
| Risk-weighted assets | 62,448,000 | 65,615,000 | 67,378,000 | 67,537,000 |