Call reports 2020
DEWITT SAVINGS BANK — 2020
What DEWITT SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,011,000 | 131,195,000 | 132,032,000 | 124,282,000 |
| Total loans | 66,126,000 | 63,146,000 | 63,064,000 | 63,895,000 |
| Allowance for loan losses | 310,000 | 309,000 | 323,000 | 366,000 |
| Securities available for sale | 37,049,000 | 41,401,000 | 42,433,000 | 39,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,084,000 | 106,222,000 | 106,871,000 | 100,081,000 |
| Interest-bearing deposits | 86,787,000 | 89,886,000 | 91,760,000 | 82,398,000 |
| Noninterest-bearing deposits | 13,297,000 | 16,336,000 | 15,111,000 | 17,683,000 |
| Equity capital | 14,728,000 | 16,210,000 | 16,495,000 | 16,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,037,000 | 3,099,000 | 4,109,000 |
| Interest expense | 183,000 | 355,000 | 500,000 | 608,000 |
| Net interest income | 827,000 | 1,682,000 | 2,599,000 | 3,501,000 |
| Noninterest income | 161,000 | 459,000 | 777,000 | 1,065,000 |
| Noninterest expense | 797,000 | 1,546,000 | 2,395,000 | 3,277,000 |
| Provision for loan losses | 128,000 | 128,000 | 240,000 | 263,000 |
| Pretax income | 63,000 | 467,000 | 741,000 | 1,026,000 |
| Income tax | -3,000 | 93,000 | 146,000 | 195,000 |
| Net income | 66,000 | 374,000 | 595,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,098,000 | 15,407,000 | 15,627,000 | 15,864,000 |
| Total capital | 15,408,000 | 15,716,000 | 15,950,000 | 16,230,000 |
| Risk-weighted assets | 62,472,000 | 64,732,000 | 63,067,000 | 60,832,000 |