Call reports 2019
DEWITT SAVINGS BANK — 2019
What DEWITT SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,479,000 | 121,038,000 | 117,392,000 | 111,972,000 |
| Total loans | 64,893,000 | 66,452,000 | 65,936,000 | 65,914,000 |
| Allowance for loan losses | 297,000 | 311,000 | 327,000 | 322,000 |
| Securities available for sale | 33,429,000 | 33,069,000 | 31,469,000 | 33,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,810,000 | 100,850,000 | 96,825,000 | 92,373,000 |
| Interest-bearing deposits | 80,038,000 | 86,809,000 | 84,850,000 | 80,235,000 |
| Noninterest-bearing deposits | 13,772,000 | 14,041,000 | 11,975,000 | 12,138,000 |
| Equity capital | 14,381,000 | 14,916,000 | 15,238,000 | 15,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,069,000 | 3,153,000 | 4,202,000 |
| Interest expense | 153,000 | 316,000 | 504,000 | 700,000 |
| Net interest income | 848,000 | 1,753,000 | 2,649,000 | 3,502,000 |
| Noninterest income | 115,000 | 241,000 | 417,000 | 560,000 |
| Noninterest expense | 785,000 | 1,600,000 | 2,373,000 | 3,101,000 |
| Provision for loan losses | 0 | 14,000 | 26,000 | 81,000 |
| Pretax income | 178,000 | 380,000 | 667,000 | 880,000 |
| Income tax | 33,000 | 73,000 | 139,000 | 162,000 |
| Net income | 145,000 | 307,000 | 528,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,459,000 | 14,622,000 | 14,842,000 | 15,033,000 |
| Total capital | 14,756,000 | 14,933,000 | 15,169,000 | 15,355,000 |
| Risk-weighted assets | 60,715,000 | 63,444,000 | 63,879,000 | 61,777,000 |