Call reports 2017
DEWITT SAVINGS BANK — 2017
What DEWITT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,846,000 | 113,165,000 | 112,656,000 | 112,933,000 |
| Total loans | 56,788,000 | 58,484,000 | 61,055,000 | 62,096,000 |
| Allowance for loan losses | 369,000 | 323,000 | 341,000 | 342,000 |
| Securities available for sale | 38,420,000 | 38,096,000 | 36,472,000 | 36,584,000 |
| Securities held to maturity | 1,849,000 | 1,853,000 | 1,857,000 | 1,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,444,000 | 97,963,000 | 89,799,000 | 86,057,000 |
| Interest-bearing deposits | 84,768,000 | 83,358,000 | 77,881,000 | 73,956,000 |
| Noninterest-bearing deposits | 12,676,000 | 14,605,000 | 11,918,000 | 12,101,000 |
| Equity capital | 12,767,000 | 13,251,000 | 13,323,000 | 13,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,785,000 | 2,672,000 | 3,611,000 |
| Interest expense | 79,000 | 155,000 | 231,000 | 326,000 |
| Net interest income | 791,000 | 1,630,000 | 2,441,000 | 3,285,000 |
| Noninterest income | 142,000 | 269,000 | 328,000 | 425,000 |
| Noninterest expense | 949,000 | 1,732,000 | 2,394,000 | 3,100,000 |
| Provision for loan losses | 0 | 8,000 | 66,000 | 76,000 |
| Pretax income | -16,000 | 159,000 | 309,000 | 534,000 |
| Income tax | -43,000 | -9,000 | 16,000 | 69,000 |
| Net income | 27,000 | 168,000 | 293,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,978,000 | 13,119,000 | 13,244,000 | 13,415,000 |
| Total capital | 13,347,000 | 13,442,000 | 13,585,000 | 13,757,000 |
| Risk-weighted assets | 54,659,000 | 56,023,000 | 57,707,000 | 58,416,000 |